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Ancelotti: Ozil left because he feared competition
The Germany international recently stated that he left Madrid because he felt Ancelotti did not believe in him.
However, the former PSG boss has insisted that the 25-year-old opted to move on due to the stiff competition for places instead.
"Ozil wasn't comfortable. I knew he'd been speaking with another club because he wanted to leave, Ancelotti told Onda Cero.
"Mesut understood that he had competition, that he wouldn't be able to play every game, and 'I'm off' was his answer.
"I prefer to have [Angel] Di Maria for the team's balance. Di Maria is better than Ozil for group dynamics."
Ancelotti then went on to voice his opinion that Cristiano Ronaldo deserves to win the Fifa Ballon d'Or following his fine performances this year.
"It's simple. For me the best player right now is Cristiano," he continued.
"He's the top scorer in the league, the top scorer in the Champions League and if we talk about technical quality he is the best.
"He has a great professionalism and seriousness, before and after training. That is the key to be at his level. He has not missed a minute [of training], nor does he want to."
Ancelotti also believes Gareth Bale - who joined Madrid in a world-record €100million deal in September - has what it takes to emulate Ronaldo as he's approaching peak fitness.
"Bale can follow in Ronaldo's footsteps," he said.
"Many players had great problems in Madrid when they first joined. I am told the Bernabeu even whistled [Zinedine] Zidane initially."
Bale has scored four goals in nine appearances for Real Madrid so far.
"Ozil wasn't comfortable. I knew he'd been speaking with another club because he wanted to leave, Ancelotti told Onda Cero.
"Mesut understood that he had competition, that he wouldn't be able to play every game, and 'I'm off' was his answer.
"I prefer to have [Angel] Di Maria for the team's balance. Di Maria is better than Ozil for group dynamics."
Ancelotti then went on to voice his opinion that Cristiano Ronaldo deserves to win the Fifa Ballon d'Or following his fine performances this year.
"It's simple. For me the best player right now is Cristiano," he continued.
"He's the top scorer in the league, the top scorer in the Champions League and if we talk about technical quality he is the best.
"He has a great professionalism and seriousness, before and after training. That is the key to be at his level. He has not missed a minute [of training], nor does he want to."
Ancelotti also believes Gareth Bale - who joined Madrid in a world-record €100million deal in September - has what it takes to emulate Ronaldo as he's approaching peak fitness.
"Bale can follow in Ronaldo's footsteps," he said.
"Many players had great problems in Madrid when they first joined. I am told the Bernabeu even whistled [Zinedine] Zidane initially."
Bale has scored four goals in nine appearances for Real Madrid so far.
Disney Princesses With Beards
In probably the weirdest and most unsettling commemoration of Movember (mustache November) that we’ve seen yet, blogger and illustrator Adam Ellis has created a series of images of Disney princesses with lush beards.
Did you ever wonder what Jasmine might look like with a long, black beard tied with ribbons, or how Cinderella would look with a robust mustache? No? Well that’s too bad, because what you are about to see cannot be unseen. The illustrations are simple but perfectly matched – you could imagine these bushy beards swirling and twirling as beautifully as these princesses’ dresses.
Ellis originally created a single picture of Belle (from Beauty and the Beast) with a bushy beard. After a Facebook fan urged him to create an entire series of bearded princesses, he quickly complied, leading to this wonderful collection of pogonotrophic princesses that he posted on Buzzfeed.
Movember is not just a fun opportunity for men to grow out a mustache or beard. The world-wide Movember organization encourages men to raise awareness about men’s health issues and raise money to research treatments and cures.
For more crazy Disney illustrations, check out Eric Proctor’s take on Grumpy Cat meets Disney.
CAPITAL AND INTEREST IN A BEST BANK
Capital and interest The most common way to repay a secured mortgage loan is to make regular payments of the capital (also called the principal) and interest over a set term.[citation needed] This is commonly referred to as (self) amortization in the U.S. and as a repayment mortgage in the UK. A mortgage is a form of annuity (from the perspective of the lender), and the calculation of the periodic payments is based on the time value of money formulas. Certain details may be specific to different locations: interest may be calculated on the basis of a 360-day year, for example; interest may be compounded daily, yearly, or semi-annually; prepayment penalties may apply; and other factors. There may be legal restrictions on certain matters, and consumer protection laws may specify or prohibit certain practices. Depending on the size of the loan and the prevailing practice in the country the term may be short (10 years) or long (50 years plus). In the UK and U.S., 25 to 30 years is the usual maximum term (although shorter periods, such as 15-year mortgage loans, are common). Mortgage payments, which are typically made monthly, contain a capital (repayment of the principal) and an interest element. The amount of capital included in each payment varies throughout the term of the mortgage. In the early years the repayments are largely interest and a small part capital. Towards the end of the mortgage the payments are mostly capital and a smaller portion interest. In this way the payment amount determined at outset is calculated to ensure the loan is repaid at a specified date in the future. This gives borrowers assurance that by maintaining repayment the loan will be cleared at a specified date, if the interest rate does not change. Some lenders and 3rd parties offer a bi-weekly mortgage payment program designed to accelerate the payoff of the loan. An amortization schedule is typically worked out taking the principal left at the end of each month, multiplying by the monthly rate and then subtracting the monthly payment. This is typically generated by an amortization calculator using the following formula: p = \frac{P_0\cdot r\cdot (1+r)^n}{(1+r)^n-1} where: P_0 is the initial principal r is the percentage rate used each payment; for a monthly payment, take the Annual Percentage Rate (APR)/12 months n is the number of payments; for monthly payments over 30 years, 12 months x 30 years = 360 payments.
ADE University Business & Law Schools ESADE
ADE University Business & Law Schools ESADE is an international academic institution with over fifty years of history. The main asset of this business school are people: faculty members and professionals who nurture reflection, dialogue, projects and initiatives to ensure excellent education, pioneering research and a valuable contribution to social debate and transformation. ESADE’s key mission is to train individuals to become highly-competent professionals fully aware of their social responsibility. We promote education and research through our Law School and Business School with a firm commitment to intellectual rigour, critical analysis and academic excellence. The vast majority of ESADE’s almost 40,000 alumni are ambassadors of these values in over one hundred countries and hold top-level posts in companies, public administration and the non-profit sector. ESADE’s global prestige stems from its quality education, its international focus and its holistic approach towards professional and personal skills development. Throughout the years, ESADE has forged deep-rooted ties with the business, economic and social sectors as a platform for education and innovation, as a benchmark research centre and as a stage for reflection and dialogue. What’s more, ESADE actively seeks out innovative solutions to the challenges of human resource and knowledge management, corporate innovation and globalisation, entrepreneurship and corporate social responsibility, as well as the solution of legal problems related to new business challenges. I’d like to welcome you to our website, where you can discover details of our programmes, faculty and campus life. And should you decide, it would be our pleasure to work with you personally in the pursuit of your personal and professional goals. Welcome to ESADE, a global inspiring community 40 people, 17 countries, 6 languages The diversity of the ESADE community is captured in the corporate video, which seeks to sum up the reality of ESADE by presenting different views from members of its community. Students from different programmes, Professors, Administrative and Services staff, Alumni, members of the management team and others linked to the institution all create a shared discourse that presents ESADE’s values, and in short provides a focus on the ESADE community, a diverse and optimistic community that wants to inspire people’s futures so all of us together can build a better world. GCU Keller Master Degree Online Edu American School Master College University Evening Degree Programs In response to our students’ diverse needs, Grand Canyon University is now offering selected degree programs in an evening format. These programs are designed to meet the needs of today’s working adults as they balance their work and personal lives with the desire to earn a degree. With programs that meet just one evening per week, students can conveniently integrate advancing their education with maintaining their career. Many programs will be offered on the main GCU campus, located in the heart of Phoenix, Arizona. Some specialized programs may be offered at strategic off-site or satellite locations through the greater Phoenix metro area as well as other areas. Developed specifically for working professionals, these evening programs are designed for a specific number of students. By keeping classes small, students will receive individual attention and progress through the program with the same classmates, providing an opportunity to forge relationships that go beyond the classroom. Evening Program Benefits Convenience. Courses conveniently meet one evening per week. Various Phoenix locations. Evening programs are primarily offered in Phoenix. Some programs will be offered on GCU’s main campus and others will be available in strategic locations. Small class size. With just 15-20 students, class sizes are kept intentionally small so each student can receive the individual attention he/she needs. Face-to-face instruction. For students who are more comfortable working with instructors and peers face-to-face rather than online, GCU’s evening programs allows them this opportunity. Builds team camaraderie. For selected programs, GCU can develop an evening program for a group of coworkers, allowing them to learn together and in turn strengthen their ability to work together more effectively in the workplace. Networking opportunities. Evening programs provide networking opportunities with others in a chosen field. Part of a growing campus community. GCU just completed a $200 million campus expansion project with a 55,000-square-foot student recreation center, an additional dining facility featuring a 6-lane bowling alley, and a 5,000 seat arena that is the new home to the men’s and women’s basketball teams. Construction has begun on a new classroom building and a student dorm, both of which are scheduled to open in 2012. Tour GCU’s Campus (VIDEO) GCU & Keller: Master Degree Online Edu American School Master College University Grow the Business of You with Keller When you earn a degree from DeVry University’s Keller Graduate School of Management, you’ll gain the professional credibility and essential skills necessary to advance your career. From practitioner faculty and a curriculum that’s highly responsive to industry trends to on campus and online learning options that fit your life, Keller delivers flexible graduate management degree programs that give you an outstanding educational experience, including the skills employers value and the confidence you need to advance in your career and stay ahead of the competition. /gcu.edu/ & /cityu.edu/ & /keller.edu/
